Spend with intention, save without stress.
Log expenses in seconds, set limits for the categories that matter and see how much is safe to spend before the month ends.
Free to try. No card required.
How it works
- 1Enter your monthly income and fixed bills.
- 2Create a few categories with monthly caps.
- 3Add each expense in a couple of taps.
- 4Review the month and move money to savings.
Frequently asked questions
Do I have to connect a bank account?
No. Pennywise works fully with manual entries. Bank import is optional and read-only, and you can disconnect it whenever you like.
Can I share a budget with someone?
Yes. Invite a partner or roommate to a shared budget while keeping your personal categories to yourself.
Which currencies are supported?
All major currencies, with daily exchange rates for accounts held in more than one. Totals are shown in the currency you choose.
About Pennywise
Budgeting fails when it demands perfection. Our approach is simpler: know roughly what comes in, decide what the important categories may cost, log spending as you go and look at the month once it is over. The app makes each of those steps a few taps, shows the number that matters, which is what is safe to spend today, and never lectures. Manual entry is the default because it keeps you honest; bank import is there when you want less typing.
What you get
Log in three taps
Add an expense from a widget or a notification right after you pay, before you forget what it was for.
Budgets per category
Move money between envelopes when plans change, and see instantly how the rest of the month is affected.
Never miss a bill
Recurring bills are detected and tracked, and you get a reminder before each one goes out.
Save for what matters
Name a goal, set a target and a date, and watch a small monthly transfer add up to a holiday or an emergency fund.